Which Medicare part is focused on prescription drug coverage?

Medicare Part D is specifically designed to provide prescription drug coverage to beneficiaries. It allows individuals to access a variety of medications at a lower cost through approved insurance plans that cover these drugs. This part of Medicare was introduced to help alleviate the financial burden of prescription medications, which can often be a significant expense for seniors and people with disabilities.

Part D plans are offered by private insurance companies that are approved by Medicare, and beneficiaries can choose from various plans based on their medication needs and budget. This focus on prescriptions is a critical aspect of Medicare, as it enables patients to manage their health effectively without facing prohibitive costs for necessary medications.

Understanding the distinction between the various parts of Medicare is essential, as Parts A and B cover hospital and outpatient services, respectively, while Part C, known as Medicare Advantage, is a bundled option that includes coverage from Parts A, B, and often D, but it is not solely focused on prescription drugs.