How many parts are there in Medicare?

Medicare consists of four parts, which provide different types of coverage for individuals, primarily seniors over the age of 65. The four parts are as follows:

1. Part A covers hospital insurance, which includes inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services.

2. Part B is medical insurance, which covers outpatient care, doctor visits, preventive services, and some home health care.

3. Part C, also known as Medicare Advantage, allows beneficiaries to receive their Medicare benefits through private insurance plans that often include extra coverage such as vision, dental, and wellness programs.

4. Part D offers prescription drug coverage, which helps cover the cost of medications.

This structure allows for a comprehensive approach to healthcare for eligible individuals, facilitating a variety of services ranging from hospital care to prescription medication support. Understanding these four parts is crucial for navigating and maximizing benefits under the Medicare program.